Disclaimer!

The provided information contains marketing material and does not constitute investment consultation, advice, investment research or investment recommendation and should not be treated as such. The information is valid at the date of its issue and may change in the future. The value of the units of the collective investment schemes changes over time and may be higher or lower than the value at the time of the investment. Information about the performance of financial instruments in the past is not a reliable indicator of future results. No profits are guaranteed and there is a risk for investors not to refund the full amount invested. Therefore, it is advisable for investors to get acquainted with the specifics of the financial instruments in which they wish to invest and to assess how appropriate they are to meet their investment objectives and risk appetite before making an investment decision. Investment in collective investment schemes concerns the purchase of units in a fund rather than any instruments, in which the respective fund invests in. Please, read the Key Information Document and the Prospectus before investing. Upon request, you can receive a paper copy of these documents, free of charge, at all UBB branches, within their normal working hours with clients. Full and up-to-date information about the funds, offered by UBB, can be found at www.ubb.bg, in the section "Savings and Investments", on the website of KBC Asset Management NV - Branch  www.ubbam.bg, as well as in the UBB branches, where you can get a personalized investment advice. A summary of your rights as an investor is available at the following hyperlinks, in Bulgarian: 12593.pdf (ubbam.bg) (ubbam.bg) and in English: 12594.pdf (ubbam.bg). We inform you that KBC Asset Management NV, Belgium may decide to stop offering the funds on the territory of the Republic of Bulgaria.

Please note that UBB is the exclusive distributor of the funds of KBC Asset Management NV, Belgium, part of the KBC Group, which are offered on the territory of Bulgaria. UBB Asset Management is the trading name in Bulgaria of the branch of KBC Asset Management NV, Belgium and manages the feeder funds in Bulgaria. The provision of information and communication with investors is carried out exclusively through the distributor UBB.

Other legal information!

Unless is otherwise explicitly stipulated, the various pages and simulations which you can view on this website www.ubbam.bg or can obtain via interactive applications and social channels on the Internet of UBB AM are provided purely for information purposes. The website will be updated regularly and on a best-efforts basis. Nevertheless, KBC Asset Management NV through its branch in Bulgaria cannot guarantee that the information, data and publications on the website, or on the websites to which they provide a link, are up to date, accurate, correct, complete or suitable for a particular purpose.

The information provided does not constitute an offer to buy or sell investment products or services. Unless explicitly stated otherwise, the information cannot be regarded as investment advice or an investment recommendation. If you would like to obtain specific information, professional advice or an offer, please contact a UBB Bank branch. The information provided may only constitute an offer if explicitly stipulated as such. Such an offer is not directed at persons who visit, access or use the website from countries or jurisdictions other than Bulgaria. Moreover, under no circumstances whatsoever may you take this offer into consideration if it does not comply with the regulations applicable in your jurisdiction.

KBC Asset Management NV through its branch in Bulgaria may not be held liable for any loss or damage resulting from access to, consultation or use of the information, data and publications on the website and/or access to and use of the interactive applications and social channels on the Internet of UBB AM, except in the event of proven fraud or serious misconduct on part of the company.

This website offers links to third-party websites, which you may visit if you wish. In this regard, KBC Asset Management NV through its branch in Bulgaria do not act as intermediary nor do they mediate in any way whatsoever between you and the third parties in question. KBC Asset Management NV through its branch in Bulgaria is in no way responsible for the content of the sites to which they provide a link, nor can they guarantee their level of security. Moreover, KBC Asset Management NV through its branch in Bulgaria do not offer any guarantee whatsoever as regards the persons or companies on which the site provides information.

You may not hold KBC Asset Management NV through its branch in Bulgaria liable for any adverse consequences or any loss/damage which you might suffer as a result of (i) making contacts and/or concluding contracts through these hyperlinks, (ii) using information obtained via these hyperlinks, (iii) viewing the website(s) visited via these hyperlinks.

The product- and service-related information provided by KBC Asset Management NV through its branch in Bulgaria is governed by the laws of Bulgaria to which it is subject. Should you gain access to this website or make use of it from another jurisdiction, you are required to make sure in advance that this is permitted under the laws of the country in which you reside. If this is not the case, please refrain from any (further) access to or use of our website. The UBB Mobile is solely for persons residing in Bulgaria.

Intellectual property rights in respect of the information, publications and data provided on this website are held by KBC Asset Management NV through its branch in Bulgaria or the entities associated with it or third parties. You will refrain from violating these rights in any way. Any transfer, sale, publication or reproduction in any form or by any means whatsoever of the information, publications or data is prohibited, except with the prior express written permission of the author or his/her assigns.

Important information for US citizens or residents

The contents of this website are not intended for US citizens orUS residents. The information on this website relates to products that are not registered and will not be registered on the basis of the United States Securities Act of 1933, as amended from time to time. It is forbidden in principle to offer, sell, transfer or deliver these products, either directly or indirectly, in the United States of America or one of its territories or possessions, or any area that is subject to its jurisdiction, or to a US person, as defined in the United States Securities Act. The products are also not registered on the basis of the United States Investment Company Act of 1940, as amended from time to time.

KBC Asset Management NV – Havenlaan 2 – 1080 Brussels – Belgium – VAT BE 0469.444.267 – RLP Brussels – IBAN BE13 7330 0207 6739 – BIC KREDBEBB. Member of the KBC group.

KBC Asset Management NV – Branch, Bulgaria – 89B Vitosha Blvd., 6 floor, UBB Millennium Center, Sofia 1463 – VAT BG 205422541– Member of the KBC group.

UBB – 89B Vitosha Blvd., 6 floor, UBB Millennium Center, Sofia 1463 – VAT BG 000694959 – Member of the KBC group.

Source: https://www.kbc.be/retail/en/legal-information/legal-information.html